ILINNIARUTIKSAT 4    ACTIVITÉ 4

Taksiiyautilu

nalunairiagani akilitquivalaagitaagani ikayuuhianit

Overspending benefits

ensuring you do not overspend benefits

CERB-mit ikayuuhiat taksiiyautini ilauyut talvuuna akiliqtuiniq atuqtakhaugaluaq qauyimalugu una naunainiga. 

There are often sources of money that seem to be a bonus at the time but may have some costs down the road.

Una ihumagilugu, hunauva nakuuniqhamik atuqniqaqniaqa maniknik piyauhimayunik?

With that in mind, one should ask themselves, what might be the best use of the money received?

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Akiliqtuqniginik atugauyut?

Paying bills?

Niuviriami niqinik?

Buying food?

Ahivailuni ihuaqhautikhamik iharianaqhikpat?

Setting aside for a contingency?

Ilipqamalugit niuviriami akituyunik?

Saving for a big purchase?

Piqaqtuq ihuaqutikhanik maniknik ilagiarutuayunik piyaunigani kihianik akituniqaqniarunaqhiyut qagugu.

Ensuring that you do not overspend benefits will help you avoid financial stress in future. 

CERB benefits are a good example

CERB-mit ikayuuhiat ayuqnaitut tuukhiriami kihiani kinaliqaa ilaulimagituq piyaagani ukua ikayuuhiat. Piguvit CERB-nik ilaulimagitkaluaqhutit, utiqtitquyauniaqtutit akituniganik pihimayaqnik Kavamanit Kanatami. 

CERB benefits were easy to apply for but not everyone was eligible to receive them.   If you have received CERB and were not eligible, you will be required to repay the amount you received to the Government of Canada.

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Qauyimaniaqutit CERB-mit manikhaat aktuqniqaqniaqtut IA-giyaqni akiligakhani taksiiyautauvlutiklu. Nuutkuvit akituniqhamut manikhaani tukiqaqtuq akitutqiyamik taksiiyautinut akituniga atuqniaqtat akiliqhilutilu akituutqiyanik taksiiyautinik ilaulaiqlutilu ahiini ikayuuhiakhani.

 

CERB benefits are taxable. So you must be aware that CERB payments will impact your IA payments and are taxable. Moving to a higher income might mean you will have a higher tax rate and might mean you have to pay more taxes or become ineligible for other benefits.

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Una nakuuyuq pijutauniganik ahivaiyaagani ilipqamayaaganilu manikhaat taimaatut atugaqagitaaptiknik akililimagitaptiknik kiguagut. Itkamtaksinik ihauqhaigaagapta nalunaiqalu akiliqhiyariaqaginiriyaptiknik, una manik atuqtaulaaqtuq atuqaarumayaptikni niuvigakhanik.

 

In future it will be wise to build a contingency or savings fund so that we don’t find ourselves owing money we can’t afford later on. When we do taxes and find out we do not have to pay, then the money could be used for one of our priorities.

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Apiqutikhaqaruvit hivuani taksiiyautinit uqaqvigiyakharaluatit Ikayuqtuiyit Kanatami titiraqviani. 

If you have questions about taxes you should contact a Service Canada Office.

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Piliuqhimayut havaqatigiplugit Havagviat Inulirijikkut Kivgaqtuidjutikhait ukuallu Aqqiummavvik Society  -  Créé en partenariat avec le ministère des Services à la famille et Société Aqqiumavvik